Do you have it under control?
>>56144923based latina tradwife
I only have my monthly bills on my credit card and no other debt.
No, i debtmaxxed all my credit cards+loans and never paid backI don't need to
>>56144992Yeah we are all Going to die eventually haha
>>56144923No debt, never had debt. I own my house outright. I own my car outright. I never took out student loans. I have 2 years of expenses saved up. I use a credit card to pay for gas, bills, and groceries, and pay it off every month. I don't buy stupid shit or take expensive trips to african-infested tourist trap shitholes every year. Because my monthly expenses are so low, I can work part-time easy jobs and have most of the week available to do whatever I want. I am basically retired at this point.
>>56144992wtf ? is this possible ? they don't send you to jail ?
>>56145584Debtor's prisons have been illegal for a long time. They'll never be able to get another loan but that's their choice
Look, basically I'm just not paying my debts...I know...UGH I know..I'm sorry!!!!!! It's just that I'm not paying them is all. HAHAHAHAHAH
>>56145584Not even in african shitholes that is possible.You just can tell debt collectors to fuck themselves or pay 10% of the total debt after some years if you want your financial life back
>>56144923Is that Wendy?
>>56144923Have zero debts. Feels comfy man.
>>56145552what is a normal month of expenses for you?
>>56144923If you're not debtmaxxing you're ngmi
>>56146130Around 800, including car/home insurance, food, gas, and utilities. Working part time keeps your income low enough where you can get on the good (heavily subsidized) obamacare plans and food stamps
>>56146130Not him but in a similar position. $1000 can reliably get me through the month and thats an overestimate. I make my money from my house.
>>56146242i know its been a while since i been in the USA. but as far as im aware you could literally work full time, 40 hours a week at 10$ an hour and still qualify for medicaid and food stamps. What state are you in?The 800 you mention do not sound to me like low cost of living even though you have your home paid off. What are you spending all that on? gas and utilities mostly?
>>56146284That number factors in all utilities (internet, gas, power, garbage, water), groceries, gas for car plus some extra set aside for repairs, home/car insurance, and yearly property tax spread out over 12 months. Its a highball estimate, but better to have some cushion if things come up.
>>56144923Yeah almost. I could pay it down to $3k but I am kinda ready to get back into the market now. Two more months and I'd bave it completely paid off. However, one good trade could pay it off as well. Probably overthinking it.
>>56144923I took 30k line of credit out to fuck around with stocks and crypto when rates were basically zero. I've lost about 20k because I didn't sell the top. I was up 50k at one point. Will I ever see the green again? I make 60k/year salary.
>>56144923>t. Living in hyperinflation>have around 2k loan shark debtsFuck (((banks)))
>>56148210I can't fucking sleepWhat controlI'm making 200$ approximately a month in local toilet paper moneyI'm gonna be 30 in a week and can't even treat myself to a pair of shoes
>>56144923I debtmaxxed and plan on paying back literally none of it. Those niggers can suck my dick. They can’t send me to prison and in California they can’t even legally try and collect any of my belongings to sell.
>>56148236Based debtmaxxer chadFuck the banker jews.They create money out of nothing and charges 10x for every ammount you spend
>>56144923Debt is for normies
>>56148236based. this is the right answer.